For UK SMEs

Cash flow invoicing software for UK SMEs

Late payments are the single biggest cash flow problem for UK SMEs. Paylists puts contracts, invoicing, payment collection and cash flow forecasting in one tool — so you stop chasing money and start running your business.

Start free — £5/month See United Kingdom rules
Cash flow forecasting Open banking payments GBP & EUR invoicing GDPR & UK GDPR supported
UK regulation

UK mandate e-invoicing for all VAT invoices from 2029 — but now the cash flow problem is bigger than ever.

The UK does not yet require most businesses to use Peppol or structured e-invoicing today, but the government has confirmed that VAT e-invoicing will become mandatory from 2029. Paylists software is available in the UK for invoicing and cash flow; Peppol functionality is not currently available for UK businesses unless Paylists confirms otherwise in writing.

That makes the real problem in the UK late payments and weak cash flow visibility, not compliance. Paylists is built to solve exactly that — contracts, invoicing, automated reminders, open-banking payment collection and a live cash flow forecast in one place.

If you also trade with EU customers, Paylists will support Peppol delivery to Germany, Belgium, the Netherlands and other EU markets as those country pages launch.

More countries: Paylists is also available in Germany, Belgium, Netherlands, Luxembourg, Sweden & Ireland.
UK e-invoicing & payments landscape
In effect
Late Payment Act & statutory interest
Right to claim interest + reasonable recovery costs on overdue B2B invoices.
Apr 2025
Payment Practices Reporting strengthened
Large companies must publish payment performance, increasing pressure to pay SMEs on time.
2024–25
HMRC e-invoicing consultation
Government exploring UK approach to e-invoicing; no mandate set.
Optional
Peppol for cross-border trade
Paylists can help with invoice workflows today, and Peppol availability for UK entities is subject to Paylists confirming support in writing.
By the numbers

The UK late payment problem, in numbers

£32bn Owed to UK SMEs in overdue invoices (FSB)
£684 Average admin cost per chase, per SME
30+ Days average payment delay beyond terms
50k+ UK businesses fail each year — late payment a leading cause
Why Paylists for United Kingdom

Built for the realities of running a small UK business

Contracts & recurring invoices

Set up a customer contract once — Paylists generates and sends every invoice automatically on schedule.

Send invoices via email + PDF

Your UK customers get the invoice the way they expect — email with a clean PDF attached. No Peppol setup required.

Open banking payment collection (coming soon)

Customers pay you with one tap from their bank app.

Live cash flow forecast

See exactly when money will land — including invoices, planned outgoings and forecast dates for late payers.

Automated chasing

Polite, configurable reminders go out before and after due date, so you stop being the bad guy.

EU-ready when you grow

Paylists can help with invoice workflows today, and Peppol availability for UK entities is subject to Paylists confirming support in writing.

UK pricing

Simple, transparent pricing in pounds

Billed in GBP for UK businesses. No setup fees. No per-invoice charges. Cancel anytime.

Starter
£5
per month, billed monthly
  • Up to 35 invoices/month
  • Email + PDF delivery
  • 1 user
  • Cash flow dashboard
  • Email support
Get started
Most popular
Growth
£15
per month, billed monthly
  • Up to 100 invoices/month
  • Up to 5 users
  • Full cash flow dashboard
  • Payment planning (in & out)
  • Early payment simulations
  • Late payment forecasting
  • Open banking payments (transaction fees apply*)
  • Contract management
  • Priority support
Get started
Business+
Custom
contact us for a quote
  • Unlimited everything
  • Unlimited users
  • Dedicated onboarding
  • Dedicated account manager
  • Priority SLA
Contact sales

All plans include a 14-day free trial. No credit card required. All prices in GBP, exclude VAT.

* Open banking payments are optional. A small per-transaction fee is charged by the payment network when a customer pays this way.

Coverage

Launching first in the United Kingdom

Paylists is live for UK SMEs today. EU country support — with full Peppol delivery — is rolling out next.

United Kingdom
You are here
Germany
View page
Belgium
View page
Luxembourg
View page
Sweden
View page
Ireland
View page
Netherlands
View page

Each country page covers local rules, currency, Peppol status and pricing. See Peppol availability →

FAQ

UK invoicing & cash flow software — questions, answered

Not yet — for most businesses. Unlike Germany, Belgium and Luxembourg, the UK has no general mandate for B2B e-invoicing or Peppol. However, some UK public sector buyers — notably the NHS — already require their suppliers to send invoices via Peppol. Otherwise, UK businesses are free to send invoices via PDF, email and now structured formats. Paylists supports all of these.
Peppol functionality is not currently available for UK businesses unless Paylists confirms otherwise in writing. We can still help you send PDFs and structured XML by email. See our Peppol country availability page for the latest status.
We surface overdue invoices, calculate statutory interest you could legally claim, and send polite chase emails on a schedule you control. The legal action stays your decision — we make sure you have the data and the audit trail.
Accounting tools focus on the books. Paylists focuses on the gap between contract and cash: automated invoice generation from contracts, intelligent chasing and a true cash flow forecast. Many UK SMEs run Paylists alongside their accounting software.

Stop chasing invoices. Take control of your UK cash flow.

Set up your first contract in under 3 minutes. No card required for the trial.

Start free — £5/month See all pricing

£5/month equivalent · UK pricing in GBP · cancel anytime